CSE EXAM upsc prelims mains CAPF CDS NDA
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πŸ”† Pradhan Mantri Shram Yogi Maan-dhan (PM-SYM)

πŸ“… Launched: 2019
πŸ› Type: Central Sector Scheme
πŸ“Œ Nodal Ministry: Ministry of Labour and Employment
🎯 Purpose: Social security & old-age income support for unorganised sector workers

πŸ“ Key Highlights

βœ… Target Group:
β–ͺ Unorganised workers earning ≀ β‚Ή15,000/month
β–ͺ Age group: 18–40 years

βœ… Pension Benefit:
β–ͺ β‚Ή3,000/month after attaining 60 years of age

βœ… Nature of Scheme:
β–ͺ Voluntary & contributory
β–ͺ 50:50 contribution model (Subscriber : Government)

πŸ“ Eligibility Criteria

βœ… Must be 18–40 years old
βœ… Monthly income ≀ β‚Ή15,000
❌ Not an income tax payer
❌ Not covered under NPS / EPFO / ESIC or organised sector schemes

πŸ“ Coverage & Beneficiaries

βœ… Unorganised workers such as:
β–ͺ Street vendors
β–ͺ Agricultural labourers
β–ͺ Construction workers
β–ͺ Domestic workers
β–ͺ Other informal sector occupations

πŸ“ Major Features

βœ… Assured Pension:
β–ͺ β‚Ή3,000/month via DBT after 60 years

βœ… Family Pension:
β–ͺ On death of subscriber, spouse gets 50% of pension

βœ… Enrollment:
β–ͺ Through Common Services Centres (CSCs)
β–ͺ Requires Aadhaar, mobile number & bank account
β–ͺ Contribution via auto-debit

βœ… Exit & Withdrawal:
β–ͺ Exit before 60 β†’ own contribution + interest
β–ͺ In case of death/permanent disability β†’ spouse may continue or withdraw

βœ… Grievance Redressal:
β–ͺ 24Γ—7 helpline
β–ͺ Online portal/app

πŸ“ Implementation Mechanism

βœ… Implemented through:
β–ͺ Life Insurance Corporation of India (LIC)
β–ͺ CSC e-Governance Services India Ltd (CSC-SPV)

πŸ“ Latest Update (July 2024)

βœ… Over 50 lakh unorganised workers enrolled
βœ… Highest registrations:
β–ͺ Haryana: 8.25 lakh
β–ͺ Uttar Pradesh: 6.8 lakh
β–ͺ Maharashtra: 6.1 lakh

πŸ“Œ Why Important for UPSC?
βœ… GS-1: Poverty & Development
βœ… GS-2: Welfare schemes, Government interventions
βœ… GS-3: Inclusive growth, Social security

#goverment_schemes

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CPI & WPI

Upsc prelims accelerator

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UPSC - FORM FILLING INSTRUCTIONS .pdf
2.7 MB
URN and Form Filling Instructions Document provided by UPSC

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Form filling discussion thread

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Open_PDF_DB (1).pdf
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🚩UPPCS 2024 INTERVIEW DATE OUT !!

Start Date - 16th Feb, 2026
End Date - 20 March, 2026
πŸ”† RDI Fund – First Open Call Launched

πŸ“ News
βœ… Ministry of Science & Technology launched the first Open Call under the Research, Development and Innovation (RDI) Fund
πŸ“… 05 Feb 2026
πŸ“ Implemented through Technology Development Board (TDB)

πŸ“ Focus of First Open Call
βœ… Supports projects at Technology Readiness Level (TRL) 4 and above

πŸ“ What is TRL?
βœ… TRL (Technology Readiness Level) measures the maturity of a technology
βœ… Originally introduced by NASA
βœ… Scale ranges from:
β€’ TRL-1: Basic idea / concept stage
β€’ TRL-9: Fully proven, market-ready technology

πŸ“ About RDI Fund
βœ… A Special Purpose Fund under the RDI Scheme
βœ… Flagship initiative of the Department of Science and Technology (DST)

πŸ“ Objective
βœ… Accelerate investment in India’s RDI ecosystem
βœ… Support private enterprises, startups, and industries in sunrise & strategic sectors
βœ… Transform ideas into globally competitive technologies and products

πŸ“ Corpus & Funding Structure
βœ… β‚Ή1 lakh crore corpus over 6 years

πŸ“ Modes of Funding
βœ… Loans:
β€’ Long-tenure
β€’ Collateral-free
β€’ Up to 50% of fund requirement

βœ… Equity Participation:
β€’ Up to 25% of assistance sought

βœ… Debt–Equity Conversion:
β€’ Allowed at a later stage

πŸ“ Priority Sectors
βœ… Energy Security, Energy Transition & Climate Change
βœ… Deep Technology (Quantum, Robotics, Space)
βœ… Artificial Intelligence for Indian Applications
βœ… Biotechnology & Medical Technologies
βœ… Digital Economy & Digital Agriculture

#goverment_schemes

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πŸ”† Evolution of Wireless Telecom Technology: From 1G to 6G
(Science & Technology | Prelims Ready)

πŸ“ 1G (First Generation)
βœ… Key Features: Analog system, poor voice quality, limited roaming
βœ… Latency: Higher latency
βœ… Wave Spectrum: Low frequency (30 MHz – 1 GHz)

πŸ“ 2G (Second Generation)
βœ… Key Features: Improved voice quality, SMS/MMS, roaming enabled
βœ… Latency: 200–400 ms
βœ… Wave Spectrum: 900 MHz & 1800 MHz

πŸ“ 3G (Third Generation)
βœ… Key Features: Mobile TV, online radio, video calling
βœ… Latency: 100–300 ms
βœ… Wave Spectrum: 1.8 – 2.5 GHz

πŸ“ 4G (Fourth Generation)
βœ… Key Features: LTE, VoLTE, VoWiFi for better call quality
βœ… Latency: 20–40 ms
βœ… Wave Spectrum: 600 MHz – 2.7 GHz

πŸ“ 5G (Fifth Generation)
βœ… Key Features: High throughput, ideal for IoT
βœ… Latency: Ultra-low (as low as 1 ms)
βœ… Wave Spectrum:
β€’ Sub-6 GHz bands (β‰ˆ 410 MHz – 7.125 GHz)
β€’ mmWave bands above 24 GHz (24–40 GHz)

πŸ“ 6G (Sixth Generation – Future)
βœ… Key Features: Data rates >100 Gbps, AI integration, massive connectivity
βœ… Latency: Potentially < 1 ms
βœ… Wave Spectrum: 100 GHz – 1 THz (Terahertz bands)

πŸ“Œ Prelims Takeaway:
➑️ Evolution shows falling latency, rising data rates, and shift from low-frequency bands β†’ mmWave β†’ terahertz spectrum.

#GS3
#prelims
#science_technology
#science_and_technology

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Day 50: 6 February target:

Geography:
Topics -
Revision
PYQs


Current Affairs: November 2025
Geography
Defence and security

#UpscRevisionProgram

After completion of target post 'DONE'
In comment section. Targets are decided as per practical approach. In remaining time, you can study whatever you want.
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