π NPS Swasthya Pension Scheme (NSPS)
π Launch
β Launched in 2026 on a pilot basis under the regulatory sandbox of the Pension Fund Regulatory and Development Authority.
β It is a contributory pension scheme.
π Aim
β To integrate health-related financial benefits with the National Pension System framework.
π Implemented By
β Implemented by the Pension Fund Regulatory and Development Authority through Pension Funds.
π Beneficiaries / Target Sector
β Voluntary subscribers, i.e., Indian citizens opting to join the scheme.
π Key Features
β Subscribers can contribute any amount, in line with existing NPS guidelines applicable to the non-government sector.
β It is a sector-specific contributory pension scheme within the Multi-Scheme framework of the National Pension System architecture.
β The scheme is offered by Pension Funds after prior approval of the PFRDA.
β Available to Indian citizens on a voluntary basis.
π Significance
β Links pension savings with healthcare-related financial security.
β May help reduce out-of-pocket medical expenditure for retirees.
β Expands the scope of the National Pension System beyond old-age income support.
#goverment_schemes
Join https://t.me/PIB_UPSC
https://t.me/upsc_government_scheme
π Launch
β Launched in 2026 on a pilot basis under the regulatory sandbox of the Pension Fund Regulatory and Development Authority.
β It is a contributory pension scheme.
π Aim
β To integrate health-related financial benefits with the National Pension System framework.
π Implemented By
β Implemented by the Pension Fund Regulatory and Development Authority through Pension Funds.
π Beneficiaries / Target Sector
β Voluntary subscribers, i.e., Indian citizens opting to join the scheme.
π Key Features
β Subscribers can contribute any amount, in line with existing NPS guidelines applicable to the non-government sector.
β It is a sector-specific contributory pension scheme within the Multi-Scheme framework of the National Pension System architecture.
β The scheme is offered by Pension Funds after prior approval of the PFRDA.
β Available to Indian citizens on a voluntary basis.
π Significance
β Links pension savings with healthcare-related financial security.
β May help reduce out-of-pocket medical expenditure for retirees.
β Expands the scope of the National Pension System beyond old-age income support.
#goverment_schemes
Join https://t.me/PIB_UPSC
https://t.me/upsc_government_scheme
β€5
Day 119: 16 April target:
History
Topics:
Revision of Ancient history
PYQs
Current Affairs: June July August 2025
Revision
#UpscRevisionProgram
After completion of target post 'DONE'
In comment section. Targets are decided as per practical approach. In remaining time, you can study whatever you want.
Thank you.
@upsc_answer_written
@CSE_EXAM
History
Topics:
Revision of Ancient history
PYQs
Current Affairs: June July August 2025
Revision
#UpscRevisionProgram
After completion of target post 'DONE'
In comment section. Targets are decided as per practical approach. In remaining time, you can study whatever you want.
Thank you.
@upsc_answer_written
@CSE_EXAM
β€6
#Goodmorning
β³38 days left CSP26[ 24-05-26]
β³127 days left CSM26 [ 21-08-26]
β³234 days left UPPSC prelims 6 December
β³101 days left 72nd BPSC PRELIMS 26 July
β³94 days left CAPF AC 19 July
β³80 days left UKPSC PRELIMS 5 July
β³53 days Left OPSC/ GPSC prelims 07 June
β³46 days left MPSC (MH) prelims [ 31-05-26]
β³10 days Left MPPSC (MP)/HCS Prelims 26 April
β³9 days Left bpsc mains 25 April
JPSC PRELIMS 19 April
#Target
#TargetOnlyone
#Accountability
https://t.me/anmolvachan1
β³38 days left CSP26[ 24-05-26]
β³127 days left CSM26 [ 21-08-26]
β³234 days left UPPSC prelims 6 December
β³101 days left 72nd BPSC PRELIMS 26 July
β³94 days left CAPF AC 19 July
β³80 days left UKPSC PRELIMS 5 July
β³53 days Left OPSC/ GPSC prelims 07 June
β³46 days left MPSC (MH) prelims [ 31-05-26]
β³10 days Left MPPSC (MP)/HCS Prelims 26 April
β³9 days Left bpsc mains 25 April
JPSC PRELIMS 19 April
#Target
#TargetOnlyone
#Accountability
https://t.me/anmolvachan1
β€1
π Sant Kabir Das Ji
π About
β Kabir was a 15th-century mystic poet and Bhakti saint.
β Born in Varanasi.
β He sought to bridge Hindu and Muslim devotional traditions through universal spiritual teachings.
π Religious Philosophy
β Born in a Muslim family but deeply influenced by Ramananda.
β He belonged to the Nirguni tradition, which viewed God as formless, universal and beyond rituals.
π Role in Bhakti Movement
β A major proponent of the Bhakti Movement.
β Emphasised:
β‘οΈ Devotion over ritual
β‘οΈ Equality and social harmony
β‘οΈ Spiritual unity between religions
π Literary Contributions
β His compositions are mainly found in three forms:
β‘οΈ Dohas β Short two-line verses
β‘οΈ Ramanis β Rhymed four-line verses
β‘οΈ Padas / Sabdas β Sung compositions of varying length
π Language
β Wrote mainly in Hindi and local dialects.
β Many of his verses are included in the Guru Granth Sahib.
π Significance
β Kabir criticised caste discrimination, religious orthodoxy and blind rituals.
β His teachings continue to inspire social reform and communal harmony.
#history #prelims #mains
Join https://t.me/CSE_EXAM https://t.me/Upsc_4_history
π About
β Kabir was a 15th-century mystic poet and Bhakti saint.
β Born in Varanasi.
β He sought to bridge Hindu and Muslim devotional traditions through universal spiritual teachings.
π Religious Philosophy
β Born in a Muslim family but deeply influenced by Ramananda.
β He belonged to the Nirguni tradition, which viewed God as formless, universal and beyond rituals.
π Role in Bhakti Movement
β A major proponent of the Bhakti Movement.
β Emphasised:
β‘οΈ Devotion over ritual
β‘οΈ Equality and social harmony
β‘οΈ Spiritual unity between religions
π Literary Contributions
β His compositions are mainly found in three forms:
β‘οΈ Dohas β Short two-line verses
β‘οΈ Ramanis β Rhymed four-line verses
β‘οΈ Padas / Sabdas β Sung compositions of varying length
π Language
β Wrote mainly in Hindi and local dialects.
β Many of his verses are included in the Guru Granth Sahib.
π Significance
β Kabir criticised caste discrimination, religious orthodoxy and blind rituals.
β His teachings continue to inspire social reform and communal harmony.
#history #prelims #mains
Join https://t.me/CSE_EXAM https://t.me/Upsc_4_history
β€6
FY 2025β26, Indiaβs exports reached a record US$ 860.09 bn (vs US$ 825.26 bn). Merchandise exports rose to US$ 441.78 bn, while services exports grew 7.84% to US$ 418 bn, reflecting resilience amid global headwinds.
π₯7β€2π2π1π1
Mppsc prelims admit card
https://mppsc.mponline.gov.in/Portal/Examinations/MPPSC/2025/AdmitCard/SS26Login.aspx
https://mppsc.mponline.gov.in/Portal/Examinations/MPPSC/2025/AdmitCard/SS26Login.aspx
β€3
π TRACERS Mission
π Context
β Recently, NASA launched the twin TRACERS Mission satellites.
π About the Mission
β TRACERS stands for Tandem Reconnection and Cusp Electrodynamics Reconnaissance Satellites.
β Launched in 2025 as a 12-month mission.
β Launched by NASA under its Heliophysics Small Explorer (SMEX) programme.
π Aim
β To study magnetic reconnection and how solar activity affects Earthβs near-space environment and atmosphere.
π Orbit
β The satellites will fly in Low Earth Orbit through the polar cuspsβfunnel-shaped openings in Earthβs magnetic field.
β They will be placed in a Sun-synchronous orbit.
π Twin Satellites
β The mission consists of two spacecraft flying close together, around 10 seconds apart.
β They are expected to capture nearly 3,000 magnetic reconnection events.
β This will help create a detailed, time-resolved picture of changing space-weather dynamics.
π Magnetic Reconnection
β It occurs when streams of solar wind and charged particles from the Sun interact with Earthβs magnetic field (magnetosphere).
β During such events, solar particles that are usually deflected can enter Earthβs atmosphere at high speed.
β It represents a sudden release of magnetic energy in space.
π Effects of Magnetic Reconnection
β Can push solar particles toward Earth.
β Can create auroras.
β Can disrupt satellites, GPS systems and power grids.
#GS3
#prelims
#science_technology
#science_and_technology
Join https://t.me/PIB_UPSC
https://t.me/upsc_science_and_technology
π Context
β Recently, NASA launched the twin TRACERS Mission satellites.
π About the Mission
β TRACERS stands for Tandem Reconnection and Cusp Electrodynamics Reconnaissance Satellites.
β Launched in 2025 as a 12-month mission.
β Launched by NASA under its Heliophysics Small Explorer (SMEX) programme.
π Aim
β To study magnetic reconnection and how solar activity affects Earthβs near-space environment and atmosphere.
π Orbit
β The satellites will fly in Low Earth Orbit through the polar cuspsβfunnel-shaped openings in Earthβs magnetic field.
β They will be placed in a Sun-synchronous orbit.
π Twin Satellites
β The mission consists of two spacecraft flying close together, around 10 seconds apart.
β They are expected to capture nearly 3,000 magnetic reconnection events.
β This will help create a detailed, time-resolved picture of changing space-weather dynamics.
π Magnetic Reconnection
β It occurs when streams of solar wind and charged particles from the Sun interact with Earthβs magnetic field (magnetosphere).
β During such events, solar particles that are usually deflected can enter Earthβs atmosphere at high speed.
β It represents a sudden release of magnetic energy in space.
π Effects of Magnetic Reconnection
β Can push solar particles toward Earth.
β Can create auroras.
β Can disrupt satellites, GPS systems and power grids.
#GS3
#prelims
#science_technology
#science_and_technology
Join https://t.me/PIB_UPSC
https://t.me/upsc_science_and_technology
β€6
π Personality in News: Raja Ravi Varma
π About
β Raja Ravi Varma (1848β1906) was born in Kilimanoor in the princely state of Travancore.
β He belonged to the family of Maharajas of Travancore and was addressed as βRajaβ.
β He is widely regarded as the βFather of Modern Indian Artβ.
π Key Contributions
β Mastered the Western technique of oil painting and realistic portraiture.
β Combined European artistic methods with Indian themes and traditions.
β Painted scenes from the Ramayana and Mahabharata, making mythological characters appear more human and relatable.
π Printing Press
β Established the Ravi Varma Fine Art Lithographic Press in 1894 at Girgaum, Bombay (now Mumbai).
β It was among the earliest large-scale printing presses in India and enabled mass production of his paintings, making art accessible to common people.
π Famous Works
β Damayanti Talking to a Swan
β Shakuntala Looking for Dushyanta
β Nair Lady Adorning Her Hair
β Shantanu and Matsyagandha
π Awards and Recognition
β Received the Kaisar-i-Hind Gold Medal in 1904 from Lord Curzon on behalf of the British Emperor.
β The title βRajaβ was formally used for him for the first time in this citation.
π Significance
β Raja Ravi Varmaβs works promoted cultural nationalism by portraying Indian traditions and mythology through modern artistic techniques.
β His paintings continue to influence Indian art, popular culture and calendar art.
#history #prelims #mains
Join https://t.me/CSE_EXAM https://t.me/Upsc_4_history
π About
β Raja Ravi Varma (1848β1906) was born in Kilimanoor in the princely state of Travancore.
β He belonged to the family of Maharajas of Travancore and was addressed as βRajaβ.
β He is widely regarded as the βFather of Modern Indian Artβ.
π Key Contributions
β Mastered the Western technique of oil painting and realistic portraiture.
β Combined European artistic methods with Indian themes and traditions.
β Painted scenes from the Ramayana and Mahabharata, making mythological characters appear more human and relatable.
π Printing Press
β Established the Ravi Varma Fine Art Lithographic Press in 1894 at Girgaum, Bombay (now Mumbai).
β It was among the earliest large-scale printing presses in India and enabled mass production of his paintings, making art accessible to common people.
π Famous Works
β Damayanti Talking to a Swan
β Shakuntala Looking for Dushyanta
β Nair Lady Adorning Her Hair
β Shantanu and Matsyagandha
π Awards and Recognition
β Received the Kaisar-i-Hind Gold Medal in 1904 from Lord Curzon on behalf of the British Emperor.
β The title βRajaβ was formally used for him for the first time in this citation.
π Significance
β Raja Ravi Varmaβs works promoted cultural nationalism by portraying Indian traditions and mythology through modern artistic techniques.
β His paintings continue to influence Indian art, popular culture and calendar art.
#history #prelims #mains
Join https://t.me/CSE_EXAM https://t.me/Upsc_4_history
β€6
#Goodmorning
β³37 days left CSP26[ 24-05-26]
β³126 days left CSM26 [ 21-08-26]
β³233 days left UPPSC prelims 6 December
β³100 days left 72nd BPSC PRELIMS 26 July
β³93 days left CAPF AC 19 July
β³79 days left UKPSC PRELIMS 5 July
β³52 days Left OPSC/ GPSC prelims 07 June
β³45 days left MPSC (MH) prelims [ 31-05-26]
β³9 days Left MPPSC (MP)/HCS Prelims 26 April
β³8 days Left bpsc mains 25 April
JPSC PRELIMS 19 April
#Target
#TargetOnlyone
#Accountability
https://t.me/anmolvachan1
β³37 days left CSP26[ 24-05-26]
β³126 days left CSM26 [ 21-08-26]
β³233 days left UPPSC prelims 6 December
β³100 days left 72nd BPSC PRELIMS 26 July
β³93 days left CAPF AC 19 July
β³79 days left UKPSC PRELIMS 5 July
β³52 days Left OPSC/ GPSC prelims 07 June
β³45 days left MPSC (MH) prelims [ 31-05-26]
β³9 days Left MPPSC (MP)/HCS Prelims 26 April
β³8 days Left bpsc mains 25 April
JPSC PRELIMS 19 April
#Target
#TargetOnlyone
#Accountability
https://t.me/anmolvachan1
β€3
π Ports of Ancient India
π Lothal Port (Gujarat)
β Oldest known port in India (Indus Valley Civilization)
β Excavated by ASI (1954) β Dockyard, marketplace, township discovered
β Evidence of maritime trade & urban planning
π Muziris Port (Kerala)
β Major Indo-Roman trade centre
β Exported spices (pepper), ivory, pearls, semi-precious stones
β Imports included wine, gold coins, textiles, wheat
π Poompuhar / Kaveripattinam (Tamil Nadu)
β Chola port town at mouth of River Kaveri
β Trade with Asian regions & Arab merchants
β Famous for spice trade
π Arikamedu (Puducherry)
β Known as Podouke in classical texts
β Bead-making & Indo-Roman trade hub
β Sangam literature references
π Bharuch / Barygaza (Gujarat)
β Located at mouth of River Narmada
β Trade with Greeks, Romans, Arabs, Africans, Chinese
β Important trans-shipment centre using monsoon winds
π Sopara / ΕΕ«rpΔraka (Maharashtra)
β Capital of Aparanta region
β Trade links with Mesopotamia, Egypt, Arabia, East Africa
β Ashokan edict fragments & relics found
π Calicut / Kozhikode (Kerala)
β Major medieval spice trade port (pepper, cloves, cinnamon)
β Flourished under Chera rule
β Imports: Chinese ceramics, European goods
π Tuticorin / Thoothukudi (Tamil Nadu)
β Important seaport of Pandya & Chola dynasties
β Famous for pearl fishery & maritime trade
π Other Important Ancient Ports (Quick Facts)
β Nirppeyarru (Mahabalipuram) β Tamil Nadu
β Tondi & Korkai β Key Pandya ports
β Motupalli β Port of Kakatiya dynasty (Andhra Pradesh)
β Machilipatnam (Masula/Bandar) β Flourished in Satavahana period, famous for muslin trade
β Tamralipti (West Bengal) β Major eastern trade gateway, mentioned by Ptolemy & Xuanzang
β Pulicat β Important during Vijayanagara rule
β Barbaricum (near Karachi) β Key Indus delta port for Indo-Roman trade
#history #prelims #mains
Join https://t.me/CSE_EXAM https://t.me/Upsc_4_history
π Lothal Port (Gujarat)
β Oldest known port in India (Indus Valley Civilization)
β Excavated by ASI (1954) β Dockyard, marketplace, township discovered
β Evidence of maritime trade & urban planning
π Muziris Port (Kerala)
β Major Indo-Roman trade centre
β Exported spices (pepper), ivory, pearls, semi-precious stones
β Imports included wine, gold coins, textiles, wheat
π Poompuhar / Kaveripattinam (Tamil Nadu)
β Chola port town at mouth of River Kaveri
β Trade with Asian regions & Arab merchants
β Famous for spice trade
π Arikamedu (Puducherry)
β Known as Podouke in classical texts
β Bead-making & Indo-Roman trade hub
β Sangam literature references
π Bharuch / Barygaza (Gujarat)
β Located at mouth of River Narmada
β Trade with Greeks, Romans, Arabs, Africans, Chinese
β Important trans-shipment centre using monsoon winds
π Sopara / ΕΕ«rpΔraka (Maharashtra)
β Capital of Aparanta region
β Trade links with Mesopotamia, Egypt, Arabia, East Africa
β Ashokan edict fragments & relics found
π Calicut / Kozhikode (Kerala)
β Major medieval spice trade port (pepper, cloves, cinnamon)
β Flourished under Chera rule
β Imports: Chinese ceramics, European goods
π Tuticorin / Thoothukudi (Tamil Nadu)
β Important seaport of Pandya & Chola dynasties
β Famous for pearl fishery & maritime trade
π Other Important Ancient Ports (Quick Facts)
β Nirppeyarru (Mahabalipuram) β Tamil Nadu
β Tondi & Korkai β Key Pandya ports
β Motupalli β Port of Kakatiya dynasty (Andhra Pradesh)
β Machilipatnam (Masula/Bandar) β Flourished in Satavahana period, famous for muslin trade
β Tamralipti (West Bengal) β Major eastern trade gateway, mentioned by Ptolemy & Xuanzang
β Pulicat β Important during Vijayanagara rule
β Barbaricum (near Karachi) β Key Indus delta port for Indo-Roman trade
#history #prelims #mains
Join https://t.me/CSE_EXAM https://t.me/Upsc_4_history
β€9π2π1π1
RBI PYQ THEMES
Upsc prelims accelerator
100+ MCQ /Day
Practice is key clear prelims
Total - 4000+ MCQ
Fee- 499699
Join CLICK HERE
Upsc prelims accelerator
100+ MCQ /Day
Practice is key clear prelims
Total - 4000+ MCQ
Fee- 499
Join CLICK HERE
β€1
π Ballistic Missile vs Cruise Missile
π Ballistic Missile
β Follows a ballistic trajectory after initial launch.
β Propelled only during the initial phase; later motion depends on gravity, air resistance and Earthβs rotation.
β Short-range ballistic missiles remain within atmosphere, while long-range missiles may travel outside it.
β Usually faster and used for long-distance strikes.
π Cruise Missile
β Remains guided throughout most of its flight.
β Flies within the atmosphere at low altitude.
β Powered continuously by jet/ramjet engine.
β More accurate and harder to detect due to low-altitude flight.
π Examples
β Agni-V: Long-range ballistic missile with range beyond 5,000 km.
β BrahMos: Supersonic cruise missile with speed around Mach 2.8.
π Prelims Question
π Regarding Ballistic Missile and Cruise Missile, consider the following statements:
1. Ballistic missiles are jet-propelled at subsonic speeds throughout their flights, while cruise missiles are rocket-powered only in the initial phase of flight.
2. Agni-V is a medium-range supersonic cruise missile, while BrahMos is a solid-fuelled intercontinental ballistic missile.
Which of the statements given above is/are correct?
β A. 1 only
β B. 2 only
β C. Both 1 and 2
β D. Neither 1 nor 2
π Answer: D) Neither 1 nor 2
β Statement 1 is incorrect because ballistic missiles are rocket-powered only initially, while cruise missiles remain powered and guided during flight.
β Statement 2 is incorrect because Agni-V is a ballistic missile, whereas BrahMos is a cruise missile.
#prelims #Defence
Join https://t.me/CSE_EXAM
π Ballistic Missile
β Follows a ballistic trajectory after initial launch.
β Propelled only during the initial phase; later motion depends on gravity, air resistance and Earthβs rotation.
β Short-range ballistic missiles remain within atmosphere, while long-range missiles may travel outside it.
β Usually faster and used for long-distance strikes.
π Cruise Missile
β Remains guided throughout most of its flight.
β Flies within the atmosphere at low altitude.
β Powered continuously by jet/ramjet engine.
β More accurate and harder to detect due to low-altitude flight.
π Examples
β Agni-V: Long-range ballistic missile with range beyond 5,000 km.
β BrahMos: Supersonic cruise missile with speed around Mach 2.8.
π Prelims Question
π Regarding Ballistic Missile and Cruise Missile, consider the following statements:
1. Ballistic missiles are jet-propelled at subsonic speeds throughout their flights, while cruise missiles are rocket-powered only in the initial phase of flight.
2. Agni-V is a medium-range supersonic cruise missile, while BrahMos is a solid-fuelled intercontinental ballistic missile.
Which of the statements given above is/are correct?
β A. 1 only
β B. 2 only
β C. Both 1 and 2
β D. Neither 1 nor 2
π Answer: D) Neither 1 nor 2
β Statement 1 is incorrect because ballistic missiles are rocket-powered only initially, while cruise missiles remain powered and guided during flight.
β Statement 2 is incorrect because Agni-V is a ballistic missile, whereas BrahMos is a cruise missile.
#prelims #Defence
Join https://t.me/CSE_EXAM
β€11
π Urban Challenge Fund (UCF) Guidelines Launched
π Union Minister Manohar Lal Khattar launched the Operational Guidelines for the Urban Challenge Fund and the Credit Repayment Guarantee Sub-Scheme in New Delhi.
π About Urban Challenge Fund (UCF)
β Nature: Market-linked, reform-driven and outcome-oriented fund for urban infrastructure financing.
β Duration: FY 2025β26 to FY 2030β31
β Nodal Ministry: Ministry of Housing and Urban Affairs
β Total Central Assistance: βΉ1 lakh crore
β‘οΈ Expected to mobilise nearly βΉ4 lakh crore investment.
π Funding Model
β Central assistance limited to only 25% of project cost.
β At least 50% funding must come from market-based sources such as:
βͺοΈ Municipal Bonds
βͺοΈ Bank Loans
βͺοΈ Public-Private Partnership (PPP)
π Aim
β Transform cities into investment-ready and financially sustainable growth hubs.
β Mobilise private capital for urban infrastructure.
β Support the vision of Viksit Bharat @2047.
π Focus Areas
βͺοΈ Redevelopment of old city areas
βͺοΈ Urban mobility and last-mile connectivity
βͺοΈ Non-motorised transport
βͺοΈ Water supply and sanitation
βͺοΈ Climate-resilient infrastructure
π Eligibility & Selection
β Projects selected through a challenge-based mechanism.
β Funding linked to:
βͺοΈ Project bankability
βͺοΈ Urban reforms by Urban Local Bodies (ULBs)
π Significance
β Enforces fiscal discipline in cities.
β Promotes financial sustainability through market-based financing.
π Credit Repayment Guarantee Sub-Scheme (CRGSS)
β A sub-scheme under UCF that provides credit guarantees to cities.
π Corpus: βΉ5,000 crore
π Aim
β Bridge the credit gap and improve access to finance for smaller cities.
π Key Features
β Provides guarantees to lenders financing urban projects.
β Makes cities more creditworthy for market borrowing.
π Target Group
βͺοΈ Tier-II cities
βͺοΈ Tier-III cities
βͺοΈ Hilly region cities
βͺοΈ North-Eastern region cities
π Significance
β Improves access to loans and private investment.
β Encourages balanced and inclusive urban development.
β Helps smaller cities participate in large infrastructure projects.
#goverment_schemes
Join https://t.me/PIB_UPSC
https://t.me/upsc_government_scheme
π Union Minister Manohar Lal Khattar launched the Operational Guidelines for the Urban Challenge Fund and the Credit Repayment Guarantee Sub-Scheme in New Delhi.
π About Urban Challenge Fund (UCF)
β Nature: Market-linked, reform-driven and outcome-oriented fund for urban infrastructure financing.
β Duration: FY 2025β26 to FY 2030β31
β Nodal Ministry: Ministry of Housing and Urban Affairs
β Total Central Assistance: βΉ1 lakh crore
β‘οΈ Expected to mobilise nearly βΉ4 lakh crore investment.
π Funding Model
β Central assistance limited to only 25% of project cost.
β At least 50% funding must come from market-based sources such as:
βͺοΈ Municipal Bonds
βͺοΈ Bank Loans
βͺοΈ Public-Private Partnership (PPP)
π Aim
β Transform cities into investment-ready and financially sustainable growth hubs.
β Mobilise private capital for urban infrastructure.
β Support the vision of Viksit Bharat @2047.
π Focus Areas
βͺοΈ Redevelopment of old city areas
βͺοΈ Urban mobility and last-mile connectivity
βͺοΈ Non-motorised transport
βͺοΈ Water supply and sanitation
βͺοΈ Climate-resilient infrastructure
π Eligibility & Selection
β Projects selected through a challenge-based mechanism.
β Funding linked to:
βͺοΈ Project bankability
βͺοΈ Urban reforms by Urban Local Bodies (ULBs)
π Significance
β Enforces fiscal discipline in cities.
β Promotes financial sustainability through market-based financing.
π Credit Repayment Guarantee Sub-Scheme (CRGSS)
β A sub-scheme under UCF that provides credit guarantees to cities.
π Corpus: βΉ5,000 crore
π Aim
β Bridge the credit gap and improve access to finance for smaller cities.
π Key Features
β Provides guarantees to lenders financing urban projects.
β Makes cities more creditworthy for market borrowing.
π Target Group
βͺοΈ Tier-II cities
βͺοΈ Tier-III cities
βͺοΈ Hilly region cities
βͺοΈ North-Eastern region cities
π Significance
β Improves access to loans and private investment.
β Encourages balanced and inclusive urban development.
β Helps smaller cities participate in large infrastructure projects.
#goverment_schemes
Join https://t.me/PIB_UPSC
https://t.me/upsc_government_scheme
β€4
Forwarded from UPSC previous year paper ( PYQ ) PDF
ProvAnsKeyβGAT-NDA-I-2026-160426.pdf
566.5 KB
NDA 2026 Provisional Answer Key
β€2
Day 121 : 18 April target:
Backlogs Ancient and medieval history
Current Affairs: December 2025, January February, March 2026
Revision
#UpscRevisionProgram
After completion of target post 'DONE'
In comment section. Targets are decided as per practical approach. In remaining time, you can study whatever you want.
Thank you.
@upsc_answer_written
@CSE_EXAM
Backlogs Ancient and medieval history
Current Affairs: December 2025, January February, March 2026
Revision
#UpscRevisionProgram
After completion of target post 'DONE'
In comment section. Targets are decided as per practical approach. In remaining time, you can study whatever you want.
Thank you.
@upsc_answer_written
@CSE_EXAM
β€1
#Goodmorning
β³36 days left CSP26[ 24-05-26]
β³125 days left CSM26 [ 21-08-26]
β³232 days left UPPSC prelims 6 December
β³99 days left 72nd BPSC PRELIMS 26 July
β³92 days left CAPF AC 19 July
β³78 days left UKPSC PRELIMS 5 July
β³51 days Left OPSC/ GPSC prelims 07 June
β³44 days left MPSC (MH) prelims [ 31-05-26]
β³8 days Left MPPSC (MP)/HCS Prelims 26 April
β³7 days Left bpsc mains 25 April
JPSC PRELIMS 19 April
#Target
#TargetOnlyone
#Accountability
https://t.me/anmolvachan1
β³36 days left CSP26[ 24-05-26]
β³125 days left CSM26 [ 21-08-26]
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β€3
π Memristor
π Researchers at the University of Cambridge have developed a new hafnium-oxide memristor that could sharply reduce the energy consumption of artificial intelligence systems.
π What is a Memristor?
β A memristor is an electronic component that regulates current flow and remembers its past electrical state.
β The term comes from combining βmemoryβ and βresistorβ.
π Origin
β Concept proposed by Leon Chua in 1971.
β First physical memristor developed by HP Labs in 2008.
π Working Mechanism
β A memristor changes its resistance depending on the voltage applied.
β Unlike an ordinary resistor, its resistance depends on the history of current flow.
β Even after power is switched off, it retains its last resistance state.
π Key Characteristics
βͺοΈ Non-Volatile
β Stores data even without power.
βͺοΈ Non-Linear Device
β Current and voltage do not have a straight-line relationship.
β Cannot amplify signals like active components.
π Cambridge Innovation
β Researchers developed a hafnium-oxide memristor using a p-n junction instead of unstable conductive filaments.
β Low-voltage pulses move ions and control the energy barrier.
β This makes the device more stable, reliable and energy-efficient.
π Major Features
β Can reduce energy use by more than 70%.
β Mimics the functioning of brain synapses by combining memory and processing.
β Uses hafnium oxide, which is compatible with existing semiconductor chips.
β Can withstand repeated switching cycles.
π Applications
βͺοΈ Memory Devices
β Can be used as non-volatile memory in computers and industrial systems.
βͺοΈ Integrated Circuits
β May replace or complement transistors in future chips.
βͺοΈ Neuromorphic Computing
β Useful for building brain-like computing systems.
βͺοΈ Artificial Intelligence & Edge Computing
β Enables faster and energy-efficient AI processing in small devices.
#GS3
#prelims
#science_technology
#science_and_technology
Join https://t.me/PIB_UPSC
https://t.me/upsc_science_and_technology
π Researchers at the University of Cambridge have developed a new hafnium-oxide memristor that could sharply reduce the energy consumption of artificial intelligence systems.
π What is a Memristor?
β A memristor is an electronic component that regulates current flow and remembers its past electrical state.
β The term comes from combining βmemoryβ and βresistorβ.
π Origin
β Concept proposed by Leon Chua in 1971.
β First physical memristor developed by HP Labs in 2008.
π Working Mechanism
β A memristor changes its resistance depending on the voltage applied.
β Unlike an ordinary resistor, its resistance depends on the history of current flow.
β Even after power is switched off, it retains its last resistance state.
π Key Characteristics
βͺοΈ Non-Volatile
β Stores data even without power.
βͺοΈ Non-Linear Device
β Current and voltage do not have a straight-line relationship.
β Cannot amplify signals like active components.
π Cambridge Innovation
β Researchers developed a hafnium-oxide memristor using a p-n junction instead of unstable conductive filaments.
β Low-voltage pulses move ions and control the energy barrier.
β This makes the device more stable, reliable and energy-efficient.
π Major Features
β Can reduce energy use by more than 70%.
β Mimics the functioning of brain synapses by combining memory and processing.
β Uses hafnium oxide, which is compatible with existing semiconductor chips.
β Can withstand repeated switching cycles.
π Applications
βͺοΈ Memory Devices
β Can be used as non-volatile memory in computers and industrial systems.
βͺοΈ Integrated Circuits
β May replace or complement transistors in future chips.
βͺοΈ Neuromorphic Computing
β Useful for building brain-like computing systems.
βͺοΈ Artificial Intelligence & Edge Computing
β Enables faster and energy-efficient AI processing in small devices.
#GS3
#prelims
#science_technology
#science_and_technology
Join https://t.me/PIB_UPSC
https://t.me/upsc_science_and_technology
β€8
π Etikoppaka Toys
π Andhra Pradeshβs Republic Day tableau showcased the 400-year-old Etikoppaka Toys tradition.
π About
β Made by artisans of Etikoppaka village located on the banks of the Varaha River in Andhra Pradesh.
β Crafted from the wood of the Ankudu tree (Wrightia tinctoria).
β The wood is lightweight, soft and suitable for intricate carving.
π Key Features
β Toys have rounded shapes with no sharp edges, making them safe for children.
β Coloured using natural dyes prepared from:
βͺοΈ Seeds
βͺοΈ Roots
βͺοΈ Leaves
βͺοΈ Bark
β Finished through the lacquer-turning technique, giving them a smooth and glossy surface.
π Cultural Significance
β Designs often depict:
βͺοΈ Mythological characters
βͺοΈ Animals
βͺοΈ Household items
βͺοΈ Musical instruments
β Some motifs are inspired by the Indus Valley Civilization, especially Mohenjo-daro and Harappa.
π GI Tag
β Etikoppaka Toys received the Geographical Indication (GI) tag in 2017.
βΈ»
π Other GI-Tagged Toys in India
π Channapatna Toys β Karnataka
β Made from ivory wood and lacquer-coated with natural dyes.
π Thanjavur Dolls β Tamil Nadu
β Also called βThanjavur Thalaiyatti Bommaiβ; made from terracotta.
π Nirmal Toys β Telangana
β Hand-carved wooden toys with gold-painted designs.
π Kondapalli Toys β Andhra Pradesh
β Made from Tella Poniki wood and depict mythology and rural life.
#prelims
#art_and_culture
https://t.me/Studytoday1
https://t.me/upsc_art_and_culture
π Andhra Pradeshβs Republic Day tableau showcased the 400-year-old Etikoppaka Toys tradition.
π About
β Made by artisans of Etikoppaka village located on the banks of the Varaha River in Andhra Pradesh.
β Crafted from the wood of the Ankudu tree (Wrightia tinctoria).
β The wood is lightweight, soft and suitable for intricate carving.
π Key Features
β Toys have rounded shapes with no sharp edges, making them safe for children.
β Coloured using natural dyes prepared from:
βͺοΈ Seeds
βͺοΈ Roots
βͺοΈ Leaves
βͺοΈ Bark
β Finished through the lacquer-turning technique, giving them a smooth and glossy surface.
π Cultural Significance
β Designs often depict:
βͺοΈ Mythological characters
βͺοΈ Animals
βͺοΈ Household items
βͺοΈ Musical instruments
β Some motifs are inspired by the Indus Valley Civilization, especially Mohenjo-daro and Harappa.
π GI Tag
β Etikoppaka Toys received the Geographical Indication (GI) tag in 2017.
βΈ»
π Other GI-Tagged Toys in India
π Channapatna Toys β Karnataka
β Made from ivory wood and lacquer-coated with natural dyes.
π Thanjavur Dolls β Tamil Nadu
β Also called βThanjavur Thalaiyatti Bommaiβ; made from terracotta.
π Nirmal Toys β Telangana
β Hand-carved wooden toys with gold-painted designs.
π Kondapalli Toys β Andhra Pradesh
β Made from Tella Poniki wood and depict mythology and rural life.
#prelims
#art_and_culture
https://t.me/Studytoday1
https://t.me/upsc_art_and_culture
β€6